Crime

Crime Insurance

 

Mutual trust between employers and employees is a vital factor for success, however it is impossible to completely rule out the possibility of fraud, dishonesty or the misappropriation of company funds.

 

AXA offers employers crime insurance plans that covers money, securities and other property against a variety of criminal acts and allows them to manage any resulting losses.

Fidelity Guarantee Insurance

Fidelity Guarantee Insurance offers business owners protection against the potential financial losses incurred as a result of employees’ illegal acts.

Key Benefits:

  • Money & Goods Loss Insurance Benefit: Fidelity Insurance covers the loss of your money or goods (for which you are legally responsible) as a result of employees’ illegal acts such as theft, fraud or dishonesty committed during the period of insurance. 

''Money means cash (notes and coins), cheques, traveler cheques, cross banker's drafts, postal orders, money orders, current postage stamps, credit card sales couchers and contents of franking machines.''

  • Automatic extension for the insurance benefit to cover losses discovered within twelve months from the policy expiry.
  • The Policy can be arranged on individual-name basis or on position basis, or can even be created on a blanket, unnamed basis.
  • The policy can be extended to cover auditor fees incurred in case a special audit was required to substantiate the amount of the claim to be paid under this Policy.

Money Insurance

Theft of money or valuables is always a risk in areas that are accessed by several people. AXA Money Insurance Plan keeps you in peace of mind and secure your business against the risk of money theft or loss.

Key Benefits:

  • Money loss or theft coverage benefit: Money Insurance plan covers the clients in respect of loss of company money from the premises (safe, drawer and counter) or while in transit between two designated places.
  • A single insurance policy can be issued for several groups of employees for your company.
  • The Policy can be arranged on individual-name basis or on position basis, or can even be created on a blanket, unnamed basis.
  • Protection can extent to cover robbery / assault loss or damage to the safe. 

 

Why Choose AXA Crime Insurance?

  • Instant insurance cover

  • 24/7 claims assistance

  • Extensive plan covering money, securities and other property against a variety of criminal acts

  • Fast and fair claims

  • Direct billing facility