SME Life Insurance | AXA Egypt
Employee Retirement Benefit Plan
A plan offering the solution you need to protect, secure and retain your employees through providing them with a unique, modern and flexible investment plan in the event of retirement or resignation. Key Benefits: ✓ Capital accumulation to pay an invested sum in case of employee retirement or resignation ✓ The invested capital is preserved to provide adequate returns to protect your employees against inflation ✓ An excellent fund management service for your account ✓ Tax exemption for you as an employer ✓Monthly contribution is optionally split between you and the employee ✓Flexibility to increase single premium amount at any time ✓ Flexibility to classify your employees within different categories
Group Life Insurance
A plan tailored to offer employers the best tools to protect their employees and their families in the case of any unfortunate event; supporting them to overcome the hardships of the situation. Key benefits: ✓ Coverage up to the age of 65 including all benefits, and 70 for the life cover ✓ Covers terminal illness, where the insured will be eligible for an advance payment in case of certain diseases ✓ Convenience in payment frequency options and number of claim submissions per year Additional benefits: ✓ Coverage for Total Permanent Disability as a result of an injury, accident or disease, where the agreed insured amount is paid for the employee in service ✓ Coverage for Partial Permanent Disability as a result of accident or sickness, where the agreed insured amount is paid for the employee in service ✓Accidental Death where double the insurance amount is paid in case of death caused by an accident for the employee in service
Credit Life Insurance
A plan designed for you as a lending entity to reduce the risks you’re exposed to by insuring the lives of customers enrolled in all sorts of loans. Key benefits: ✓ Coverage up to the age of 65 including all benefits, and 70 for the life cover ✓ Covers critical illness befalling the covered customer; Coronary Artery Surgery, Heart Attack, Cancer, Kidney Failure, Major Organ Transplantation and Cerebrovascular Accident (Stroke) ✓In case of total or partial permanent disability of your customer, the agreed insurance amount is paid to allow the fulfillment of their financial commitment towards your company ✓ Flexible underwriting requirements as per your convenience ✓ Convenience in payment frequency options and number of claim submissions per year.